Privacy Policy

Last updated: 1st Oct, 2024

We, [Loanz.sg] ("we", "our", or "us"), are committed to safeguarding the privacy of our website visitors ("you", "your"). This Privacy Policy explains how we collect, use, and protect your personal data in compliance with Singapore’s Personal Data Protection Act 2012 (PDPA).

1. Personal Data We Collect

We collect the following types of personal data from you:

Personal Identification Information: Name, email address, phone number, mailing address, etc.
Transactional Information: Details of your transactions on our website.
Usage Data: IP addresses, browser type, pages viewed, and other technical information when you interact with our website.
Marketing Data: Information about your preferences and participation in surveys, promotions, or newsletters.

2. How We Collect Your Data

We collect your data in the following ways:

When you visit or interact with our website.
When you voluntarily provide information, such as by registering for an account, subscribing to our newsletters, or filling out a form.
Automatically through cookies, web beacons, or other tracking technologies.

3. How We Use Your Data

We may use your personal data for the following purposes:

To provide, maintain, and improve our services.
To process transactions and communicate with you regarding your purchases.
To respond to your inquiries or customer service requests.
To send you marketing materials, newsletters, and promotional offers (with your consent).
To monitor and analyze usage patterns and improve our website's performance.

4. Disclosure of Personal Data

We do not sell or trade your personal data. However, we may share your personal data with:

Service Providers: Third-party companies that assist us in providing our services (e.g., payment processors, hosting services).
Compliance with Laws: When required by law or to respond to legal processes.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal data may be transferred.

5. International Data Transfers

Your personal data may be transferred to and processed in countries outside of Singapore. In such cases, we ensure that appropriate safeguards are in place to protect your data, in accordance with the PDPA.

6. Data Security

We take reasonable steps to protect your personal data from unauthorized access, disclosure, or misuse. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Once your personal data is no longer necessary, we will securely dispose of it.

8. Your Rights

You have the following rights regarding your personal data:

Access: You can request to know what personal data we hold about you.
Correction: You can request to correct any inaccurate personal data.
Withdrawal of Consent: You may withdraw your consent to the collection and use of your personal data at any time.
Deletion: You can request the deletion of your personal data, subject to legal requirements.

9. Use of Cookies

We use cookies and similar technologies to enhance your experience on our website. You can manage your cookie preferences through your browser settings.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or wish to exercise your rights under the PDPA, please contact us at [email protected].

11. Changes to this Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Please review this Privacy Policy regularly to stay informed about how we are protecting your personal data.

Loanz.sg
https://loanz.sg